Steel Kitten: transport

Showing posts with label transport. Show all posts
Showing posts with label transport. Show all posts

Yes, it finally happened. I finally accepted that we had to update our daily car to a more modern car. I think we felt the earth shift on its axis when I ‘gave in’ 😂 

Early on in our marriage I identified cars as a significant money drain and impediment to retiring early, and I still maintain they are, so this is very much an experiment. It's only because my recent bonus came in that we've done it, as while bonuses are lovely to receive they sit outside our budget as luxuries as they can never be relied upon. 

Martin and I had spoken many times before about having a more modern car but I've resisted. I refuse to lease a car, as I want to own something outright in case I need to sell for the money. I won't buy a new car, as the depreciation costs in the first three years are horrible. Also, I'm very suspicious of anything with CPUs and sensors. It annoys me that you have to spend £50 and get a garage to reset each sensor that trips and diagnose the problem, which may or may not be the real problem as sometimes sensors can trip other sensors into playing up. You could end up spending hundreds of pounds fixing something only to find it was a problem knocked on from elsewhere in the car. Finally, modern car parts come in units. You can't just fix a small bit like older cars, you have to replace the whole unit. It means modern mechanics are trained to put sealed units together like lego, rather than pinpoint the exact seal/pipe/part that has malfunctioned and replace that.

In all, I think it is a licence to pick my pocket and I've strongly resisted. However, I now accept that we had to make a move towards a modern car for our day-to-day needs, as finding an pre-sensor style car that is low mileage and in good condition is now very difficult and I need something smart and reliable for visiting clients. After a few years of trouble-free motoring our 20 year old automatic Nissan Almera is getting to a point where it is quite tatty and dinged, has 91,000 miles on the clock, and is needing a little too much attention every year. Audrey no longer drives her 19 year old manual Nissan Micra and neither does Martin now he's given up work so that is just sat on the drive. I don’t drive manual cars as I dislike the faff of gear changes otherwise I’d have it. The tax on both of them is high, nearly £360 a year for the Almera and about half that less for the Micra, and there are likely to be increases in the future to try and combat climate change by getting elderly polluting cars off the road.

They’ve done well though. We bought the Almera in 2018 for £500 with 64,000 miles on the clock, as we needed something for me to drive and had strength to pull the car and animal trailer. The Micra 1.0 belonged to my parents from new and Audrey bought it from them in 2017 to update her even older last car. It had 56,000 miles on it when she bought it and now has 66,000. 

So, after doing some research, we decided to buy an automatic 2009 Toyota Yaris 1.3 at a local dealership. We found a few likely candidates in Lincolnshire to test drive over the last week, and finally settled on one that drives well, with a full service history, bank of first time MOT passes and only very minor advisories and 53,000 miles on the clock. It will be more expensive than what we're used to spending (around £4,000 compared to our usual £500) but the onus is on Martin to prove its worth. He talked the talk for a modern car and in his opinion this is a good one, so now he’s persuaded me it better walk the walk! The car tax will be £30 a year and insurance £190. 

The plan is that the Micra will be MOT'd before the end of this month and advertised for sale so we don't have to buy another lot of road tax. Also, we've just got the MOT on the Almera, and are aiming to replace that in 3-6 months with a classic car of the right engine size. A classic tow car will have no road tax, as it will be older than 30 years, can go on a classic car policy on a limited mileage for less than £100 a year and Martin can maintain it. 

I have to say, the new car it is very quiet and smooth to drive. Having only ever driven older cars I can see the technology progression between the older and newer styles. It's also a luxury to have a working CD player - the Almera and Micra only have tape players 😁

Homemade pizza

I've been a frugal soul since I was old enough to focus my eyes, first with my parents through their passion for car boot sales, charity shops and junk shops, and latterly when I was single and living alone. Then I met Martin and pulled him into it too so now he's a pretty frugal thing too.

But simple living has been a relatively new concept to me. I came across Janet Luhrs and her simple living philosophy about 10 years ago. I have many of her back issues of simple living magazine and also her book Simple Living. I can honestly say I read them all through periodically and nod as I do, thinking yes, this is the way I want my life to be.

The trouble is, I've found simple living and being frugal at the same time don't mix 100%. To a certain extent they do, but then they diverge. 

Wikipedia defines simple living as:

Simple living encompasses a number of different voluntary practices to simplify one's lifestyle. These may include, for example, reducing one's possessions, generally referred to as minimalism, or increasing self-sufficiency. Simple living may be characterized by individuals being satisfied with what they have rather than want. 

As far as I can work out from the conversations I've had over the years, everyone seems to agree on three principles:

Be satisfied with what you have
Reject consumerism
Put people above things

But for everything else, it's a grey area. For every argument for doing something one way, there will be another equally good argument for not. 

Take technology. I know of many people who do not consider technology to be compatible with simple living yet technology has enabled people to work from home and telecommute, cutting down the number of cars on the roads and the amount of emissions as well as reducing stress. I'm one of them. I work from home. There's no doubt that walking a few steps to my study to work is as simple as it gets. I am less stressed than working in the office and have more time for things I enjoy, all the things simple living is supposed to be about. Couldn't do this without the internet, a good laptop and my phone so I can teleconference instead of driving to meetings.

Advances in technology mean that instead of tapes, records and DVDs we now have digital recordings. Some people embrace this, as it allows them to declutter and reduce their possessions. Others cannot see the point of getting rid of things that are perfectly useful and still functional. I'm a bit in between on this - on the one hand I would love to reduce our DVD collection from its current behemoth proportions; on the other hand that will incur expense replacing them either with a streaming service like Netflix or buying them and downloading them onto (newly bought) storage devices, so not a frugal move. 

Then there's cars. They are a major expense and need a lot of considered thought as to their place in an simple and frugal life. Some people advocate a car-free life, opting for the bike, others maintain that it is better to keep a car for a long time and maintain it carefully until it reaches the end of its natural life. I know an extremely frugal person who only buys end-of-day food reductions and doesn't put the heating on in the winter. She despises consumerism, yet every three years she gets a new car on a lease deal. As a single woman, trouble-free motoring independence is high on her list of necessities and she'll do what she has to in order to achieve that. 

Over the years I've realised; there's no black and white answer as to what constitutes a simple life as we all lead such different lives and different priorities. The best we can do is consistently check in with ourselves to see if what we're spending and doing is aligned with our goals, and if not making a conscious choice to do something different. 


  • Are we paying too much for something and can we get it cheaper?
  • Should we get it cheaper or pay more to support a local business?
  • Do we really need it or is it just for show? 
  • If we do need it, is there another way of getting it besides just handing over cash?
  • Can we do the job ourselves and save money?
  • Is it all worth the time and effort, or are we making things more difficult for ourselves for very little gain? What is the simplest path?
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